Benefit Illustration. Statutory warning: “Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your life. LIC Jeevan Saral (plan ) is one of the most ‘flexible’ and ‘feature rich’ conventional endowment type plan ever launched by LIC of India. LIC Jeevan Saral – Plan – Complete Calculator – can help you to understand all the benefits of LIC’s Jeevan Saral plan, including premium, maturity.
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Sanjay Salvi 3 January at My plan is jeevan saral paying premium qtly 18 years plan after maturity what will be paid for me. The Premium and the benefits of the example considered will be as given below.
Sanjeev Ranjan 21 January at Policy start premium You can consider reviving the policy also. The Maturity Sum Assured depends on the age at entry of the life to be assured and is payable on survival to the end of the policy term.
Jeevan Saral Term 21 Yrs Mode: If I wish to continue up to 15 years, how much i will get all total? This policy can only be surrendered after the completion of 3 years. Monthly – how much i will get for 10 jeevna, 20 yrs plz Please use this calculator to get expected returns up to year term.
Hence it is categorized under Special Plans. Your maturity sum assured is already known and it is Rs.
LIC Jeevan Saral – Plan – Premium, Maturity and Benefits Calculator – Insurance Funda
Jeevan Saral Term: Well, LIC is very well know for its low return on investment and above Jeevan saral plan sheet is not showing detailed information of sum assured.
Surrender value is the higher of Guaranteed surrender value and the special surrender value. I Pay quarterly premium of 30, Sathish Kumar Selvaraj 28 December at Any idea on the loyalty addition declared for this policy?
Do you remember seeing above image a few years back which looked very promising and made you re think your investment in LIC?
LIC Jeevan Saral Plan – Review, Key Features & Benefits
Reply Hi Sathish, You need not wait till the 35th year to get loyalty additions, If you surrender the plan post 10th year you will get loyalty additions depending on the period completed at the time of surrender.
Also, in search of getting profit from these, you pay more chatr more and finally end up with savings account return. Actually LIC have not declared its first bonus on this plan yet, it has to be declared in Reply Dear Devendra, Jeevan Saral is providing good returns as you can see in the post.
Machine Learning for Trading. Ravi P 13 January at What is the amount I will get after completion of 10 years?
How can the Maturity value be less than Sum Assured? I was considering an option to surrender it and divert the premium amount towards Jeevab Insurance which would give me much better coverage. Can I take loan on it now?
Jevan Jain 1 February at So far 17 years have been completed since the inception of Jeevan Saral plan and hence LA up to 17 years have been declared so far. Minimum policy term is 10 years and the maximum is 35 years. When can i expect Loyalty Additions.
Prashant Pansare 3 June at Buying a life insurance contract is a long-term commitment. The maturity sum assured is and the loyalty addition at current rates is Rs.
Jeevan like to do a partial withdrawal for 2 lakhs at 10 year. Loyalty addition will be available to the policy only after 10 years. Reply Add a comment here.
LIC Jeevan Saral – Plan 165 – Premium, Maturity and Benefits Calculator
Pralabh Jain 23 December at Reply It is not advisable to surrender the policy before 10 years. I think the agent has divided the policy to create a pension plan which provides income from 16 th to 30 th year. Do you have any reason to surrender the policy? Jeevan Saral T No.